New Car Financing Programs for College Graduates

After four years of all-nighters in the library, a million cups of coffee and thousands of dollars spent on textbooks, 2015 college graduates will finally receive their diploma and use their talents in the real world. Many industries recognize that a college degree is the best step toward a prosperous financial future and are willing to give exclusive discounts on their products and/or services. Automakers are among these industries and offer leasing programs and special discounts designed to help graduated own a brand-new car.


Each automaker will provide these special offers in the form of cash rebates, deferred payments, prime lease offers, special financing programs and no-haggle pricing under dealer invoice. Each post-graduate program is unique, but in order to qualify the college graduate will generally need:

  • Graduated with an Associate’s or greater degree within the last 2 years or within the next 6 months
  • No substantially negative credit history.
  • Either qualifying employment or a letter of intent from the new employer set to take effect within 6 months
  • A copy of diploma
  • Current car insurance

Below is a link and description of each automaker’s post graduate programs.


Acura offers a $500 bonus through the Acura College Graduate Program. Graduates will have the option to defer the first payment for 90 days, have an excellent way to build credit, and experience flexible finance and lease packages.


Graduates may be eligible to purchase a new Audi through their College Graduate Program, which is designed to purchase new Audi models through retail financing, premier purchase and leasing. There is no credit history or co-signer needed.


Participants in the College Graduate Program are eligible for $1,000 incentive, plus the best available rates for a BMW is leased or financed. Also, pre-owned BMW participants are eligible for a $750 incentive.


The 2015 Chrysler College Grad Program offers special incentives. If you purchase a brand-new Chrysler, you’ll receive a $500 cash allowance.


When a graduate or close-to-graduate purchases a brand-new Dodge Dart, Charger, Challenger, Journey, Grand Caravan or Durango in the 2015 Dodge College Grad Program, they’ll receive a $500 cash allowance.


When a graduate or close-to-graduate purchases a brand-new FIAT 500, 500 Cabrio, 500L or Abarthin the 2015 Dodge College Grad Program, they’ll receive a $500 cash allowance.

Ford and Lincoln

The Ford and Lincoln College Student Purchase Program allows full-time and part-time college students, graduates students and recent graduates receive a $500 bonus when they purchase or lease a new 2014 or 2015 Ford or Lincoln.

GM Brands (Buick, Chevrolet, Cadillac and GMC)

The GM College Discount applies to all GM brands and provides the opportunity for recent grads and current college students to purchase/lease new or unused vehicles at The Program price at a participating dealer.


Hyundai is willing to offer a $400 bonus toward the lease or purchase of a brand-new Hyundai to all recent graduates in their Hyundai College Grad Program.


Graduates can take advantage of the SignatureGRADUATE Financing Program and experience special leasing terms, delayed first payments and a low APR toward a new or preowned Infiniti.


The Lexus College Graduate Finance Program features a $1,000 reward when a current college student or recent grad purchases a new Lexus CT200h, IS250 Sedan or IS350 Sedan.


If a graduate chooses to be a part of the Mazda College Graduate Program, they will receive exclusive discounts to purchase or lease a new Mazda.


College grads can save up to $500 on a new MINI or MINI NEXT Certified Pre-owned MINI in the College Grad Program.


In Mitsubishi’s College Graduate Program, they will make it possible for a graduate to purchase or lease a Mitsubishi with no money down and at a preferred College Graduate finance/lease rate, even if they do not have an established credit history.


With Nissan’s College Grad Preferred Pricing Program, graduates can buy a new Nissan for about what the Dealer paid, PLUS they keep the rebates!


Scion is giving qualified new and recent college grads a $750 rebate on the purchase or lease of any new Scion in their College Rebate Program.


Recent and soon-to-be graduates can apply to finance or lease a new Subaru vehicle under a College Graduate Program. In addition, all qualified applicants are automatically eligible for any special lease or retail offers currently available


If someone received a degree within the last two years or will graduate within the next six months, they could qualify for the Toyota College Graduate Finance Program, featuring a $750 rebate toward the purchase or lease of at new Toyota Camry (excludes Hybrid model), Corolla, Prius c and RAV4 (Gas only).


Volkswagen’s College Graduate Program does not require a credit history check or co-signer. Along with being offered great rates to those eligible, they’ll also help make the first payment and no security deposit is required for leases.

If you recently graduated or will within the next few months, drive toward your future in style with a new car and take advantage of one of these amazing financing programs!

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